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Healthcare and Insurance

During your stay in the Netherlands, you are legally obliged to have health insurance. For EU-students it may be possible, depending on the country, to use your home insurance. For non-EU students it is obligatory to take out health (and liability) insurance. One popular option for international students is AON´s Complete+ package as this covers pre-existing conditions, personal liability, household contents, theft, repatriation and legal advice. You can find information about this on your university´s website.  

When arranging your healthcare insurance, make sure that it covers the following:  

  • All medical costs: for both physical and mental healthcare, including hospitalisation. 
  • All pre-existing medical conditions: even if you believe you do not have any. Read the small print as this is often not the case 
  • Repatriation costs 

If you are working alongside your studies you are required to switch to a Dutch public healthcare insurance, which you can find more about here. You can also read the ‘Work Permit’ section of this page.